Insurance, warranties, and assistance programs
Three things can potentially offset a sewer cost: an insurance policy, a program run by an operating authority, and a warranty from prior work. All three depend on specific written terms.
SewerOwner cannot tell you whether any of them applies to you. What these pages do is set out the questions precisely enough that the people who can answer them give you a usable answer.
What this page cannot establish
- SewerOwner cannot tell you whether your insurance covers anything
- SewerOwner cannot tell you that any assistance program exists where you live
- SewerOwner cannot tell you that you qualify for anything
- nothing here is insurance advice
Where cover can come from
What would change the answer
- your policy documents, including endorsements
- the operating authority’s current published program terms, if any program exists
- the written warranty terms for any prior work
What to do next
The coverage question has a definite answer held by your insurer, and asking it precisely produces a better one.
Start with what to ask your insurerIf your situation is different
- You want to check for a local program: Municipal assistance programs
Related, and why
- Warranty language
A contractor warranty is a third possible source of cover.